1. ACCEPTANCE OF TERMS
By accessing or using iMasterly ("Service"), you ("User," "Parent," "Guardian," or "Student") agree to be bound by these Terms and Conditions ("Terms"). If you do not agree, you must discontinue use immediately.
If you are registering or supervising a minor under 18, you confirm that you are the parent or legal guardian and accept these Terms on their behalf.
These Terms form a binding legal agreement between you and iMasterly LLC, a Texas, USA company.
2. DESCRIPTION OF SERVICE
iMasterly is an AI-powered supplemental educational platform providing content in:
- Mathematics
- English Language Arts
- Finance & Financial Literacy
- Psychology & Emotional Awareness
- Communication Skills
- Spanish
- History
- Other general K-12 learning subjects
Important Service Limitations
iMasterly is:
- NOT an accredited school
- NOT therapy or counseling
- NOT medical, psychological, or mental health treatment
- NOT guaranteed to improve grades or outcomes
- NOT a substitute for professional educational, financial, or psychological advice
The Service is intended for general enrichment and educational support only.
3. CONTENT SUITABILITY & AGE APPROPRIATENESS
iMasterly provides content designed for students in grades K-12. Some topics—such as emotional awareness, communication, psychology, and social skills—may require parental review depending on a child's maturity level.
Parents and guardians are solely responsible for:
- Determining whether content is appropriate for their child
- Reviewing lessons in advance when needed
- Supervising usage
- Ensuring content aligns with family values
iMasterly LLC is not responsible for parental decisions regarding suitability.
4. PSYCHOLOGY & EMOTIONAL LEARNING DISCLAIMER
Psychology and emotional-awareness content includes:
- Identifying emotions
- Self-esteem basics
- Stress and coping awareness
- Friendship and empathy skills
- General behavioral awareness
This content is NOT:
- Therapy
- Counseling
- Diagnosis
- Clinical advice
- Treatment for emotional, behavioral, or mental health issues
If your child is experiencing emotional distress, trauma, or mental health challenges, contact a licensed professional immediately.
Emergency Notice: iMasterly cannot address crises. Call 911 or a local emergency hotline.
5. COMMUNICATION SKILLS DISCLAIMER
Communication content may include:
- Public speaking fundamentals
- Listening skills
- Expressing thoughts appropriately
- Social communication basics
This content is NOT:
- Speech therapy
- Treatment for communication disorders
- Clinical social-skills intervention
- Professional counseling
Please seek a licensed speech-language pathologist for communication disorders.
6. FINANCIAL LITERACY DISCLAIMER
Financial literacy modules may include topics such as:
- Saving
- Spending
- Needs vs. wants
- Budgeting
- Earning money basics
This is NOT:
- Investment advice
- Tax advice
- Legal or financial planning
- Professional fiduciary guidance
Do not make real-world financial decisions based on iMasterly content.
7. NO MEDICAL OR PROFESSIONAL ADVICE
iMasterly does not provide medical, psychological, legal, financial, or professional advice of any kind. All content is educational only and not intended to diagnose, treat, or prevent any condition.
8. AI-GENERATED CONTENT DISCLAIMER
iMasterly uses artificial intelligence to generate lessons, responses, and explanations. You acknowledge that:
- AI-generated content may contain errors or inaccuracies
- AI output may occasionally be inappropriate or incomplete
- No human reviews each lesson before delivery
- Content is general, not personalized professional guidance
- You must monitor your child's usage
iMasterly LLC is not responsible for issues arising from AI-generated content.
9. THIRD-PARTY SERVICES
iMasterly uses third-party providers for:
- Payment processing (e.g., Stripe)
- AI content generation (e.g., OpenAI)
- Hosting and infrastructure
- Analytics
- Email communication
Your use of the Service may also be governed by these third-party providers' terms and privacy policies. iMasterly LLC is not responsible for third-party actions or data practices.
10. ELIGIBILITY & PARENTAL RESPONSIBILITY
- Children under 13 require parental consent and account creation by a legal guardian (COPPA compliance).
- Parents must supervise all minor usage.
- Parents guarantee the accuracy of information provided about their child.
- Adults may use the Service independently.
11. ACCOUNT SECURITY
You agree to:
- Maintain confidentiality of login credentials
- Not share accounts outside your household
- Notify us of unauthorized access
- Ensure the accuracy of account information
12. SUBSCRIPTION, BILLING & CANCELLATION
- Subscription fee: $5.00 USD per month
- Free Trial: First month free
- Recurring billing begins after the trial
- Cancel any time; access remains until billing cycle ends
- No refunds for partial billing periods
- Billing disputes must be sent to support@imasterly.com
iMasterly LLC may change prices with 30 days notice.
13. DATA RETENTION & DELETION
Upon a valid request for account deletion:
- Personal data is deleted or anonymized within 30 days
- Aggregated or non-identifiable data may be retained for research, analytics, or safety purposes
- Some data may be retained where required by law, fraud prevention, or system integrity
14. EDUCATIONAL OUTCOMES DISCLAIMER
iMasterly does not guarantee any outcomes, including:
- Grade improvement
- Test score improvement
- Behavioral or social changes
- Emotional/psychological changes
- Communication improvements
All learning results vary.
15. LIMITATION OF LIABILITY
To the fullest extent permitted by Texas law:
- iMasterly is provided "AS IS" without warranties of any kind
- iMasterly LLC is not liable for:
- Emotional distress
- Inaccurate content
- Academic results
- Misinterpretation of lessons
- Psychological or communication effects
- Decisions made based on platform content
- AI-related inaccuracies
- Third-party outages
Maximum liability: iMasterly LLC's total liability shall not exceed the amount you have paid in the preceding 12 months.
16. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless iMasterly LLC, its owners, employees, contractors, and affiliates from claims, losses, or damages arising from:
- Your use of the Service
- Your child's use of the Service
- Your violation of these Terms
- Misinterpretation of content
- Reliance on AI-generated responses
17. ACCEPTABLE USE
You agree NOT to:
- Use the Service unlawfully
- Scrape, copy, or repurpose content
- Reverse engineer the platform
- Attempt unauthorized access
- Share accounts outside your household
- Misrepresent identity or information
18. INTELLECTUAL PROPERTY
All platform content, software, branding, graphics, and materials are owned or licensed by iMasterly LLC. You may not copy, modify, distribute, or create derivative works without written permission.
19. FORCE MAJEURE
iMasterly LLC is not liable for delays or failures caused by events beyond its control, including:
- Natural disasters
- Acts of God
- War or terrorism
- Internet outages
- Hosting provider failures
- Government restrictions
- Third-party service interruptions
20. GOVERNING LAW
These Terms shall be governed by and interpreted according to the laws of the State of Texas, USA, without regard to conflict of law principles.
21. DISPUTE RESOLUTION & ARBITRATION
All disputes must follow this process:
- Informal resolution attempt (30 days)
- Binding arbitration under the rules of the American Arbitration Association (AAA)
- Venue shall be Texas, USA
You waive your right to participate in class action lawsuits or class-wide arbitration.
22. MODIFICATIONS TO TERMS
iMasterly LLC may update these Terms at any time. Continued use constitutes acceptance. Material changes will be communicated via email or notice within the platform.
23. TERMINATION
We may suspend or terminate accounts at our discretion, including for:
- Violation of Terms
- Abuse or misuse of the Service
- Fraudulent activity
- Non-payment
Access ends immediately upon termination.
25. ACKNOWLEDGMENT
By using iMasterly, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.